In the age of digital currency and cashless transactions, eWallets have become an essential tool for managing finances. With smartphones and other devices getting smarter by the day, many users are opting for apps that offer security, convenience, and efficiency in handling their finances. In this article, we will explore the best eWallet apps of 2017 available for Android and Mac devices, featuring their unique benefits, user experiences, and functionalities that set them apart from the competition.

1. PayPal

PayPal remains one of the most recognizable names in online payment solutions. With over 200 million active accounts, it showcases a trusted platform where users can make payments, transfer funds, and shop online securely. The PayPal app is available on both Android and Mac, making it accessible for everyone. Users can quickly send money to friends, request payments, and shop online with a few taps.

Features include buyer protection, the ability to link multiple bank accounts and cards, and a rewards program. Additionally, PayPal’s integration with major retailers makes it a convenient option. Its focus on security has made it a go-to choice for millions, with robust measures like two-factor authentication and fraud detection.

2. Venmo

Venmo, owned by PayPal, is specific to U.S. users and has carved a niche among millennials. Its social functionality allows users to share payments with friends, making it easy to split bills, pay rent, or send gifts. Venmo has an intuitive app that mirrors social media interactions, offering a feed where users can see transactions between friends.

The app is recognized for its speed and convenience, making it easy to transfer money within seconds. Venmo’s popularity in the social scene has increased its acceptance among retailers, allowing users to pay in stores using their Venmo balance.

3. Apple Pay

If you are a Mac user and an iPhone aficionado, Apple Pay is a perfect choice. Launched in 2014, Apple Pay allows users to make secure payments in stores, apps, and online without sharing credit card details. It uses NFC technology for contactless payments and employs strong encryption to secure information.

Apple Pay integration with iOS and macOS ensures a seamless experience across devices. Users can easily send money through iMessage, which makes it a versatile tool for transactions among friends and family. With an ever-expanding list of participating retailers, Apple Pay is setting the standard for digital wallets.

4. Google Wallet

Google Wallet is particularly advantageous for Android users. The app excels as a payment solution, allowing users to send money to anyone with a Google account and make purchases in stores or online. Google Wallet is known for its sync capabilities across devices and for being user-friendly.

Integration with Google services enhances its functionality. For instance, users can store loyalty cards, boarding passes, and even tickets within their Google Wallet app. Plus, the introduction of Google Pay has streamlined payments and expanded features, making Google Wallet an essential app for managing finances on Android devices.

5. Zelle

Zelle has quickly gained traction due to its partnership with many banks and credit unions. Its strength lies in allowing users to send and receive money directly through their banking apps, making transactions straightforward without needing to download a separate app. Zelle is compatible with both Android and iOS devices.

The app employs bank-level security encryptions. Upon sign-up, users connect with their bank account, making it nearly instantaneous to transfer funds. The absence of fees associated with transactions enhances its appeal, especially for peer-to-peer payments.

6. Cash App

Cash App is another popular mobile payment service that allows users to send and receive money instantly. Owned by Square, Cash App stands out with its unique features, including the option to buy and sell Bitcoin, invest in stocks, and receive paychecks directly. Available on both Android and Mac, it offers a comprehensive financial experience.

With its straightforward interface, Cash App appeals to many young users. The app provides a virtual Cash Card that can be used anywhere Visa is accepted, along with options for direct deposits. Additionally, its referral bonuses and Cash Boost feature give users the potential to benefit financially at every turn.

7. Samsung Pay

For Samsung device users, Samsung Pay has emerged as a strong contender in the eWallet space. Launching with support for both NFC and Magnetic Secure Transmission (MST), Samsung Pay allows users to make transactions at millions of retailers with a simple swipe.

The app integrates well with Samsung smartphones and offers robust security features like fingerprint authentication and tokenization. Users also enjoy rewards and discounts when using Samsung Pay, thereby providing a compelling reason to adopt this app as their primary eWallet solution.

8. Skrill

Skrill, primarily known for international money transfers, has also established itself as a prominent eWallet application. The app allows users to send and receive money, buy cryptocurrencies, and make other online purchases. Available for both Android and Mac, Skrill offers a well-rounded platform for both personal and business needs.

Skrill also provides users with a prepaid Mastercard, allowing for easy spending of their eWallet balance in stores or online. The app features competitive exchange rates, making it a popular choice for users engaging in international money transfers.

9. WePay

WePay is another noteworthy mention particularly favored by businesses and online merchants. Owned by JPMorgan Chase, WePay focuses on solutions for marketplaces and platform software. It allows for customizable payment solutions and integrates well with other software products.

For consumers, WePay provides a seamless payment experience when purchasing from a marketplace that uses its services. Businesses leveraging WePay benefit from lower fees and a simple onboard process, making it a win-win for both merchants and consumers.

10. Yandex Money

If you are in Russia or frequent trading with Russian businesses, Yandex Money is a leading eWallet service worth considering. The app allows users to perform transactions in rubles and is accepted by many online retailers. Similar to other eWallet apps, Yandex Money provides a prepaid card for offline payments.

This app focuses on security, offering users the option to set transaction limits and receive alerts for changes in account status. Moreover, Yandex Money allows users to pay for various online services, making it a versatile tool in the digital finance landscape.

All these apps represent the best of eWallet technology as of 2017, each offering unique features suitable for different user needs. Whether you prioritize security, ease of use, or social connectivity, these apps cover the spectrum, empowering users to embrace a cashless lifestyle with confidence and convenience.