ADIB Becomes First Bank Globally to Deploy Visa Threat Intelligence Platform
Abu Dhabi Islamic Bank (ADIB) has become the first bank globally to deploy the Visa Threat Intelligence Platform (VTIP), marking a new step in the use of cybersecurity and payment intelligence to strengthen fraud prevention in banking.
The bank also co-designed the platform’s initial use cases and operational framework with Visa, according to the announcement. The deployment integrates VTIP into ADIB’s fraud prevention framework, giving cybersecurity, fraud and risk teams access to real-time intelligence on emerging threats affecting the financial sector.
VTIP combines cybersecurity data with payment intelligence to help financial institutions identify risks earlier and stop them from escalating into fraud. The platform is designed to support faster identification of suspicious activity, deeper investigations and quicker responses to evolving cyber threats.
Visa said the platform was developed using the same cybersecurity capabilities that protect its global network, which it says blocks about 90 million cyberattacks and 11 million phishing emails each month across more than 200 countries. The company noted that many fraudulent transactions begin with earlier cyber incidents, including compromised credentials, data breaches or system exploitation.
Salima Gutieva, Visa’s Vice President and Country Manager for the UAE, said the platform adds greater depth to how Visa supports financial institutions in the country. She said it is intended to help banks strengthen resilience, protect customers and stay ahead of emerging risks.
Amit Malhotra, Global Head of Retail Banking at ADIB, said the early adoption of VTIP reflects the bank’s commitment to innovation and to providing customers with a secure and trusted banking experience.
The rollout also aligns with ADIB’s broader strategy to invest in technologies that protect customer assets and support the UAE’s push toward a secure digital economy.
Industry Analysis
ADIB’s deployment of VTIP highlights the growing convergence between payments infrastructure and cybersecurity intelligence. As digital banking and card transactions continue to expand, financial institutions are under increasing pressure to identify threats before they translate into financial losses. A platform that connects payment data with threat intelligence may help banks improve speed of response and reduce exposure to fraud-related risks.
The announcement also underscores the importance of proactive security tools in the banking sector, especially as fraud often originates from events outside the payment system itself. For the broader UAE fintech and banking market, the move signals continued investment in advanced risk management capabilities as institutions work to strengthen customer trust and digital resilience.